Two large cars known for their powerful engines — the Dodge Charger HEMI and the Dodge Challenger SRT Hellcat — top the Highway Loss Data Institute’s list of vehicles
most likely to be stolen.
Both vehicles have claim rates for whole-vehicle theft that are more than 5 times the average for 2016-18 models, as does the Infiniti Q50, a midsize luxury sedan. Nearly all 20 models with the highest theft rates are either vehicles with big engines, luxury vehicles or pickups.
According to the report, somewhat puzzlingly, the car that tops the list of least stolen vehicles is also a midsize luxury sedan, the two-wheel-drive BMW 3 series. It had just one claim for whole-vehicle theft in 104,901 insured vehicle years. An insured vehicle year is one vehicle insured for one year.
Two of the vehicles on the least-stolen list are the Tesla Model S and Model X. Researchers say their low theft rate may be related to the fact that, as electric vehicles, they are usually parked in garages or close to a house to be near a power supply. In a separate report last year, HLDI showed that electric vehicles from a variety of manufacturers have lower theft claim rates than comparable vehicles.
“The models most likely to be stolen tend to be powerful, pricey or pickups, but vehicle theft is also a crime of opportunity,” says HLDI Senior Vice President Matt Moore. “Better security features on all vehicles would be the best way to address the problem.”
By looking at claims per insured vehicle year, HLDI’s theft reports allow people to compare the relative risk of each vehicle. In contrast, other most-stolen-vehicle lists report raw numbers of thefts and are therefore dominated by the most common vehicles on the road.
HLDI’s whole-vehicle theft report differs from its standard theft report, which looks at all theft claims, including those for stolen vehicle parts or for items taken from a vehicle.
To isolate whole-vehicle claims, HLDI looked at the amounts paid for total losses under collision coverage, which is generally the residual value of the vehicle. If the payment associated with a theft claim is around the same as would be expected for a total loss under collision coverage for the same vehicle of the same age, it is considered to be a whole-vehicle theft claim. adjusted to account for the effect of demographic and geographic factors.Vehicles with the highest claim frequencies for whole-vehicle theft. These are 2016-2018 models with claim frequency:
Vehicles with the lowest claim frequencies for whole-vehicle theft. These are 2016-2018 models with claim frequency:
|Dodge Charger Hemi ||544 |
|Dodge Challenger Hellcat ||529 |
|Infiniti Q50 ||525 |
|Infiniti QX80 ||422 |
|GMC Sierra 1500 two-wheel drive ||393 |
|Dodge Challenger ||358 |
|Nissan Maxima ||351 |
|Chevy Silverado two-wheel drive ||320 |
|Chrysler 300 ||293 |
|Mercedes S Class ||291 |
|Dodge Charger 4-wheel drive ||274 |
|Dodge Durango 4-wheel drive ||271 |
|Land Rover Range Rover ||271 |
|Chevy Silverado 1500 4-wheel ||248 |
|GMC Sierra 1500 4-wheel ||241 |
|Audi A7 ||239 |
|Infiniti QX80 4-wheel drive ||236 |
|BMW 3-Series ||4 |
|Tesla Model S ||11 |
|Tesla Model X ||12 |
|Chevy Equinox ||15 |
|Buick Encore ||15 |
|Subaru Legacy (with Eyesight) ||17 |
|GMC Acadia ||19 |
|Subaru Forester (with Eyesight) ||20 |
|GMC Acadia 4-wheel drive ||20 |
|VW New Beetle ||21 |
|BMW 3- Series 4-wheel drive ||21 |
|Subaru Outback (with Eyesight) ||22 |
|BMW X5 ||22 |
|Subaru Crosstrek ||25 |
|Chevy Traverse ||26 |
|Lexus RX 450h 4-wheel ||28 |
|Honda Odyssey ||28 |
|Mazda Miata ||30 |
|Cadillac XT5 ||30 |