Most And Least Stolen Vehicles: Hemi Lovers Beware

Dodge Charger HEMI
Two large cars known for their powerful engines — the Dodge Charger HEMI and the Dodge Challenger SRT Hellcat — top the Highway Loss Data Institute’s list of vehicles most likely to be stolen.

Both vehicles have claim rates for whole-vehicle theft that are more than 5 times the average for 2016-18 models, as does the Infiniti Q50, a midsize luxury sedan. Nearly all 20 models with the highest theft rates are either vehicles with big engines, luxury vehicles or pickups.

According to the report, somewhat puzzlingly, the car that tops the list of least stolen vehicles is also a midsize luxury sedan, the two-wheel-drive BMW 3 series. It had just one claim for whole-vehicle theft in 104,901 insured vehicle years. An insured vehicle year is one vehicle insured for one year.

Two of the vehicles on the least-stolen list are the Tesla Model S and Model X. Researchers say their low theft rate may be related to the fact that, as electric vehicles, they are usually parked in garages or close to a house to be near a power supply. In a separate report last year, HLDI showed that electric vehicles from a variety of manufacturers have lower theft claim rates than comparable vehicles.

“The models most likely to be stolen tend to be powerful, pricey or pickups, but vehicle theft is also a crime of opportunity,” says HLDI Senior Vice President Matt Moore. “Better security features on all vehicles would be the best way to address the problem.”

By looking at claims per insured vehicle year, HLDI’s theft reports allow people to compare the relative risk of each vehicle. In contrast, other most-stolen-vehicle lists report raw numbers of thefts and are therefore dominated by the most common vehicles on the road.

HLDI’s whole-vehicle theft report differs from its standard theft report, which looks at all theft claims, including those for stolen vehicle parts or for items taken from a vehicle.

To isolate whole-vehicle claims, HLDI looked at the amounts paid for total losses under collision coverage, which is generally the residual value of the vehicle. If the payment associated with a theft claim is around the same as would be expected for a total loss under collision coverage for the same vehicle of the same age, it is considered to be a whole-vehicle theft claim. adjusted to account for the effect of demographic and geographic factors.

Vehicles with the highest claim frequencies for whole-vehicle theft. These are 2016-2018 models with claim frequency:

Dodge Charger Hemi 544
Dodge Challenger Hellcat 529
Infiniti Q50 525
Infiniti QX80 422
GMC Sierra 1500 two-wheel drive 393
Dodge Challenger 358
Nissan Maxima 351
Chevy Silverado two-wheel drive 320
Chrysler 300 293
Mercedes S Class 291
Dodge Charger 4-wheel drive 274
Dodge Durango 4-wheel drive 271
Land Rover Range Rover 271
Chevy Silverado 1500 4-wheel 248
GMC Sierra 1500 4-wheel 241
Audi A7 239
Infiniti QX80 4-wheel drive 236

Vehicles with the lowest claim frequencies for whole-vehicle theft. These are 2016-2018 models with claim frequency:

BMW 3-Series 4
Tesla Model S 11
Tesla Model X 12
Chevy Equinox 15
Buick Encore 15
Subaru Legacy (with Eyesight) 17
GMC Acadia 19
Subaru Forester (with Eyesight) 20
GMC Acadia 4-wheel drive 20
VW New Beetle 21
BMW 3- Series 4-wheel drive 21
Subaru Outback (with Eyesight) 22
BMW X5 22
Subaru Crosstrek 25
Chevy Traverse 26
Lexus RX 450h 4-wheel 28
Honda Odyssey 28
Mazda Miata 30
Cadillac XT5 30
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